Loading...
O-789, Gaur City Center, Noida Extension (UP)

Call Insurance Yodha

Chat on WhatsApp

Email Insurance Yodha

Term Insurance

Secure Your Family’s Future Today

About Our Term Insurance

Affordable Life Cover with High Protection

Term insurance offers your family financial security in case of your untimely demise. Our plans are budget-friendly and provide large cover amounts to help your loved ones maintain their lifestyle and cover essential expenses.

  • High sum assured at low premiums
  • Flexible policy terms and premium payment options
  • Additional riders for critical illness & accidental death
  • Tax benefits under Section 80C and 10(10D)
  • Quick online process and hassle-free claims
Call Now
1000 +

Insurance Policies

10 +

Awards WON

30 +

Products

100 +

Cities

What is Term Insurance?

Term insurance is a life insurance policy that provides coverage for a fixed period. If the policyholder passes away during the policy term, their nominee receives a death benefit. It's a cost-effective way to ensure your family’s financial security in your absence.

Key Benefits:

  • ✅ High coverage at low premiums
  • ✅ Financial protection for your family
  • ✅ Tax benefits under Section 80C and 10(10D)
  • ✅ Add-ons for critical illness and accidental death
  • ✅ Peace of mind knowing your loved ones are secure

Types of Term Insurance:

  • Level Term Insurance: Sum assured remains the same throughout the term.
  • Increasing Term Insurance: Coverage increases annually to combat inflation.
  • Decreasing Term Insurance: Ideal for loans and liabilities that reduce over time.
  • Convertible Term Insurance: Allows switching to whole life or endowment plans later.
  • Return of Premium (ROP): Refunds all paid premiums if you survive the term.

Term insurance is one of the most important pillars of financial planning. It ensures that your family maintains their standard of living even if you’re no longer around.

Term Insurance

Our Term Insurance Features

Protect Your Loved Ones, Plan for the Unexpected

We offer flexible, affordable term insurance plans suited for every life stage and financial goal.

❤️ Critical Illness Riders

Get covered against major illnesses like cancer, stroke, and heart disease for extra peace of mind.

💰 Affordable Premiums

Enjoy high coverage amounts at very low premium rates, especially when purchased at a younger age.

🔄 Policy Flexibility

Choose from various payout options—lump sum, monthly income, or a combination of both.

📞 24/7 Claim Assistance

We ensure a smooth, hassle-free claim settlement process with dedicated support anytime.

Term Insurance FAQs

Frequently Asked Questions

A: Term insurance offers life coverage for a specified period. If the insured dies during this term, the nominee receives the sum assured.

A: Yes, term insurance offers high coverage at very affordable premiums since it doesn’t have a maturity benefit unless opted with ROP.

A: Yes, you can enhance your term insurance with riders like critical illness, accidental death, and waiver of premium benefits.

A: In a regular term plan, there is no maturity benefit. However, a Return of Premium (ROP) plan refunds all premiums paid.

A: The earlier you buy, the lower your premium. It's best to purchase term insurance as soon as you start earning or have financial dependents.
Term Insurance FAQs

Term Insurance Resources

Learn More About Term Insurance

Explore our expert-written articles and resources to understand term insurance benefits, coverage, and how it can secure your family's financial future.

What is Term Insurance and How Does it Work
Term Insurance
What is Term Insurance and How Does It Work?

Understand the basics of term insurance, how it provides financial security, and why it's a smart choice for long-term protection at affordable premiums.

Read More
How Much Term Insurance Coverage Do I Need
Term Insurance
How Much Term Insurance Coverage Do I Need?

Learn how to calculate the right amount of term insurance coverage for your needs by considering income, debts, future expenses, and lifestyle goals.

Read More
Can You Convert Term Insurance to Whole Life Insurance
Term Insurance
Can You Convert Term Insurance to Whole Life Insurance?

Discover if and how you can convert your term policy into a whole life plan, the benefits of doing so, and what factors to consider before switching.

Read More
More Blogs